9 Essential Steps to Prepare for Your Move to Germany

Moving to Germany is an exciting adventure, but it can also feel like juggling a thousand little balls in the air. With careful planning and this nine-step checklist, you’ll know exactly how to secure your visa, health insurance, and everything in between for a stress-free arrival.

"Moving to any country requires a lot of pre-planning and it might feel like you’re juggling a thousand little balls in the air." – Jen & Ivan, Simple Germany

Step 1: Getting Your Visa

Securing the correct visa is your first milestone. Germany offers various visa categories—student, work, job-seeker, language course, and family reunion—each with specific eligibility criteria. Start by visiting the German government’s official portal to determine which form fits your situation. You’ll likely need a valid passport, biometric photo, proof of funds (e.g., blocked account), university enrollment or employment contract, and proof of accommodation. Schedule your embassy or consulate appointment several months in advance to accommodate processing times that can range from four to twelve weeks [verify].

Step 2: Mandatory Health Insurance

Health insurance in Germany is not optional—it’s required at all stages. EU citizens can often use their European Health Insurance Card (EHIC) for initial coverage, but long-term residents must enroll in a German public (gesetzliche) or private plan. Premiums vary: public insurance typically costs 14–15% of your gross salary, while private plans start around €80 per month, depending on age and coverage level. Compare major providers like TK, AOK, and Barmer, and be sure your policy covers doctor visits, hospital stays, and repatriation.

Step 3: Finding an Apartment

The apartment hunt can be competitive, especially in cities like Berlin, Munich, and Hamburg. Begin by setting a realistic budget: average rents range from €600 in smaller cities to well over €1,200 in Munich for a one-bedroom. Factor in a security deposit (Kaution) equal to two or three months’ rent. Use trusted platforms such as ImmobilienScout24, WG-Gesucht, and local Facebook groups. If you need an address for your visa application, book cancellable temporary lodging—like Airbnb or Booking.com—and then switch to a permanent lease that allows Anmeldung registration.

Step 4 & 5: Make Your Anmeldung Appointment and Fill Out the Form

Once your long-term apartment is secured, book your Anmeldung (residence registration) appointment at the Bürgeramt (citizens’ office) immediately. In many cities, slots open just weeks in advance, so check online daily. Download the Anmeldung form, known as “Meldebescheinigung,” and complete it at home, where you can print and review details. Prepare these documents for your visit: valid passport, signed rental contract, landlord’s confirmation (Wohnungsgeberbestätigung), and proof of health insurance. Arriving with everything organized will make the registration process quick and painless.

Step 6: Prepare Your Personal Finances

Examining your finances before departure will prevent early headaches. Decide whether to carry €200–€300 in cash, open a fee-free international credit card, or transfer funds using services like Wise or Revolut. If you plan to open a German bank account, consider digital banks like N26 or online options from Deutsche Bank that allow remote registration. Also budget for initial expenses: deposit, first month’s rent, furniture, and transit pass (around €80–€100). Tracking your spending with a simple app or spreadsheet helps you stay within budget during those first few weeks.

Step 7: Pre-plan Your Journey

Navigating from the airport or train station to your new home is easier with a plan. Germany’s public transport network is extensive—check Deutsche Bahn for regional trains or S-Bahn routes from major airports. For heavier luggage or late-night arrivals, compare taxi fares or book an Uber or airport shuttle in advance. If you’re traveling between cities, consider FlixBus or long-distance trains and book early to grab discounted fares. Knowing exactly which platform or gate to head to will reduce stress after a long journey.

Step 8: Download Helpful Apps

Make daily life smoother by installing key apps before you leave. Deutsche Bahn lets you buy train tickets and view timetables. Map apps like Google Maps or Here WeGo keep you oriented in unfamiliar neighborhoods. Translation tools—Google Translate, DeepL, or iTranslate—help with quick conversations. Banking apps from N26, Commerzbank, or Sparkasse give you real-time account access. Add local apps such as BVG for Berlin public transport, DB Navigator for intercity travel, and food delivery services like Lieferando to get settled quickly.

Step 9: Get an eSIM

An eSIM ensures immediate connectivity when your phone lands on German soil. Many modern devices support eSIMs from providers like Saily and Airalo. Purchase and install your data plan at home; on arrival, simply activate the eSIM in your device settings. With mobile internet ready, you can book rides, check maps, and respond to emails without hunting for public Wi-Fi. This inexpensive, paperless option is perfect for international moves and keeps you connected from touchdown.

In summary, an organized approach—securing your visa, health insurance, and apartment first—will pave the way for a smooth move to Germany. Tackle each step in order, allocating enough time for bureaucratic appointments, and use digital tools to stay on track.

Takeaway:

• Create a moving checklist today—start with your visa and health insurance, and leverage our Onboarding Kit for step-by-step guidance.

What step are you most worried about? Share your thoughts in the comments below!